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Don't just be smart about money. Be FoolProof.

When it comes to money, it may seem like you never have enough of it, but you always have too many ways to use it.

FoolProof is your place to get smart financial advice and straight answers to all your questions. Learn about budgeting, the importance of good credit and how to build it—even how to get your first car loan!

Get started now. 

Choose a link below to log in or register. Once you're registered you can stop at any time during your session and come back to it later. Registration is fast and easy - you'll just need your name, email and a password you created.

For college students and young adults.

Topics Include:

Smart consumerism, Scams
Credit
Credit Score, Living within your means
Checking, Debit Cards, Budgeting
Credit cards

Articles, videos and more—straight talk about money and you!

 


 

"Fresh Start" Program Recipients 

You must have received an offer from Sharefax Credit Union regarding the "Fresh Start" program offer to participate. If you have not but believe you could benefit from this program, please contact the Sharefax Lending Department at (513) 753-2440

In a partnership with FoolProof, Sharefax is offering "Fresh Start" program recipients the opportunity to complete the FoolProof Solo module. 

Upon completion of this module, Sharefax will automatically approve a signature loan for up to $1,000 in order to repay any collection items and/or bring your delinquent obligations current. 

Loan Specifications:

  • This loan must be repaid within a span of 6 months. 
  • If the loan is paid as agreed upon and there are no negative changes to your employment and credit history, you will be automatically approved for a second loan* to either purchase a vehicle or to consolidate debt listed on your credit bureau. 
  • Any bill consolidation checks would be made payable to your creditors. 
  • You and your loan officer will work together to determine the loan amount that meets your needs*.
  • You must provide your module credit scores via email before this loan offer will be validated. 
  • This is a one time counteroffer and must be accepted within 30 days of the adverse action notification that you received in the mail. 
  • Future requests for credit will be determined based upon your credit worthiness. 

*Maximum limits apply.

After participating in this educational session, you will have a much better understanding of money and credit issues, as well as improving your financial management skills. By providing you with this fresh start, it is our intent to help you improve your personal finances so that you might qualify for future credit requests.

For additional information or questions regarding our Fresh Start program and the maximum loan amounts, please contact a Sharefax loan officer at (513) 753-2440. 

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