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Welcome to Sharefax Credit Union, Inc.

Sharefax Credit Union, founded by the Ford Motor Company employees of Cincinnati in 1960, is a non-profit full-service financial institution. We are dedicated to fulfilling the individual needs of our members by offering the finest service and most technologically advanced products available. We place great pride in the solid foundation in which our cooperative has developed while continuing to appreciate the financial success our members achieve through our services. Sharefax serves over 20,000 members from five counties including; Brown, Butler, Clermont, Hamilton and Warren as well as over 400 organizations throughout the Greater Cincinnati area. We are approximately $200 million in assets, making us one of the largest credit unions locally. All deposits are federally insured up to at least $100,000.


Why a Credit Union?
Credit unions are not-for-profit cooperative financial institutions that are owned by their members, and directed by volunteer board members. Credit unions offer most of the services you find at your local bank such as mortgages, commercial loans, checking, internet banking and investment options. Credit unions generally offer better rates on savings and loans then your local bank because their focus is on quality service and products, not on maximizing returns to their stockholders. The mission of a credit union is to offer the best value possible to our member without jeopardizing the financial health of the institution. Earnings are returned to members through lower interest rates, higher dividends on savings and certificates, and little or no service fees. Banks are owned and operated with the sole goal of making money for stockholders. Profits are channeled into dividend payments to investors, not the customer. 


Credit Union funds are insured through NCUA
Credit unions are federally insured by the National Credit Union Administration (NCUA). NCUA is a federal agency that insures savings in Federal and most State chartered credit unions across the country. The National Credit Union Share Insurance Fund (NCUSIF) is backed by the full faith and credit of the United States government. 


The Credit Union Advantage
What are some advantages of joining a credit union? In addition to better rates and lower fees, at a credit union you have the opportunity to help make decisions and policies that affect the entire membership. Each year, Sharefax asks for nominations to our Board of Directors. From those nominations, directors are elected at our Annual Meeting. These Directors represent the general membership in establishing the policies of the credit union throughout the year. 


Who is eligible to join?
Anyone who lives or works in Brown, Butler, Clermont, Hamilton and Warren Counties is eligible for members. Sharefax also assists the employees of over 400 organizations.


Sharefax's Mission
"Sharefax Credit Union is cooperative institution formed for the purpose of providing financial services for the common benefit of all our members with the best pricing possible while still maintaining the continued financial stability of the cooperative. The Credit Union will make a prudent investment of members' assets to provide for long term needs. The Credit Union will endeavor to provide a wide range of services and to become the primary financial institution for its members."

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