Lending Solutions

Are you searching for ways to grow your business? No matter how large or small your needs may be, Sharefax Credit Union can help. Our local team of experienced underwriters can deliver a wide variety of flexible lending alternatives to help your business prosper.

Commercial Real Estate Loans

• Purchase, refinance, construction, expansion

• Owner occupied & investment real estate

• Up to 80% LTV for owner/user properties

• Up to 75% LTV for investment properties

• Fixed & variable rate options available

• Loans up to $7,500,000

• Amortizations up to 25 years

• Flexible Terms

Term Loans

• Purchase or refinance of machinery, equipment, or other capital assets

• Permanent working capital, business acquisition, debt consolidation

• Fixed & variable rate options available

• Loans up to $2,000,000

• Amortizations up to 15 years

• Flexible Terms

Revolving Line of Credit

• Available for any general business purpose

• Revolving facilities up to $500,000

• Variable rates

Small Business Administration (SBA) Loans

SBA 7(a) Program

• Business acquisitions & expansions

• Commercial real estate purchases and refinances

• Machinery & equipment purchases and working capital

• Loans up to $2,000,000

• Variable rates

• Terms up to 25 years

• Required equity can be as low as 10%

SBA 504 Program

• Long term financing for growing businesses

• Purchase of land and building, expansions

• Machinery & equipment

• Loans up to $4,000,000

• Fixed and variable rates available

• Terms up to 20 years

• Required equity can be as low as 10%

*Additional criteria or requirements may apply to these programs.

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