May use for any purpose
including: vacation, Christmas, auto repairs, bill consolidation, etc.
Interest rate is determined
by amount borrowed and term of loan
Share
Secured Loans
You may use your stocks,
certificates, Maximizer or regular savings account to secure a loan at
Sharefax.
Credit
Cards
Sharefax
Credit Union offers a several plastic card options to enhance your purchasing
power while offering great rates and the opportunity to earn rewards points for
your purchases.
No tricks up our sleeves, just honest purchasing power through
your credit union!
VISA
Prime
Variable Rate Index- Wall
Street
Journal's Average Bank Prime Rate
Spread - 5% Above Index
Annual Fee - NONE
$500 Minimum
Current Annual Percentage
Rate - 8.25%
VISA Scorecard
- Points
Annual Fee - NONE
Annual Percentage Rate -
Fixed Rate 10.99%
$15,000 Maximum
Bonus Points are earned
with every transaction;
to be redeemed for gifts/airfare
Go to Scorecard Reward
Points
VISA Scorecard
- Cash Back
Annual Fee - NONE
Annual Percentage Rate -
Fixed Rate 12.99%
$15,000 Maximum
Earn 1% of the purchase
price with every transaction
VISA
Secured
Annual Fee - NONE
Annual Percentage Rate -
5.50%
(2% over Wall Street
Journal's Prime Rate)
Interest is tax deductible
when secured by primary residence
GRACE PERIOD FOR PURCHASES - On purchases you
will have a 25-day Grace Period calculated from the date of the first statement
showing such purchases.If you do
not pay the entire balance for such purchases within the required time, a
Finance Charge will be assessed on such balance.There is no Grace Period on Cash Advances (Loans) made on the Credit
Card.
You are required to file a
Free Application for Federal Student Aid (FAFSA) & receive a Letter of
Acceptance before applying for this loan
Free Application for Federal
Student Aid (FAFSA) forms are available at your college or university financial
aid office or online at
http://www.fafsa.ed.gov
Lines of
Credit
Includes overdraft
protection loans
Credit Limits from $50 to
$10,000
Advances over the phone (S.T.A.R.
System & Online Banking).
Minimum payment of $25 or
3% of outstanding balance, whichever is greater
