Personal Loans

Signature Loans

• Unsecured Personal loans of $500 to $10,000

• Terms of up to 60 months

• May use for any purpose including: vacation, Christmas, auto repairs, bill consolidation, etc.

• Interest rate is determined by amount borrowed and term of loan

Share Secured Loans

• You may use your stocks, certificates, Maximizer or regular savings account to secure a loan at Sharefax.  

Credit Cards

Sharefax Credit Union offers a several plastic card options to enhance your purchasing power while offering great rates and the opportunity to earn rewards points for your purchases. 

No tricks up our sleeves, just honest purchasing power through your credit union!

VISA Prime

• Annual Fee - NONE

• Variable Rate Index- Wall Street Journal's Average Bank Prime Rate

• Spread - 5% Above Index

• $500 Minimum

• Current Annual Percentage Rate - 8.25%

VISA Scorecard - Points

• Annual Fee - NONE

• Annual Percentage Rate - Fixed Rate 10.99%

• $15,000 Maximum

• Bonus Points are earned with every transaction;  to be redeemed for gifts/airfare

• Go to Scorecard Reward Points  

VISA Scorecard - Cash Back

• Annual Fee - NONE

• Annual Percentage Rate - Fixed Rate 12.90%

• $15,000 Maximum

• Earn 1% of the purchase price with every transaction

VISA Secured

• Annual Fee - NONE

• Annual Percentage Rate - 5.25% 

• (2% over Wall Street Journal's Prime Rate)

• Interest is tax deductible when secured by primary residence

GRACE PERIOD FOR PURCHASES - On purchases you will have a 25-day Grace Period calculated from the date of the first statement showing such purchases.  If you do not pay the entire balance for such purchases within the required time, a Finance Charge will be assessed on such balance.  There is no Grace Period on Cash Advances (Loans) made on the Credit Card.

Check your Sharefax Credit Card Online at www.EZCardInfo.com

Lines of Credit

• Includes overdraft protection loans

• Credit Limits from $50 to $10,000

• Advances over the phone (S.T.A.R. System & Online Banking).

• Minimum payment of $25 or 3% of outstanding balance, whichever is greater

Get your free credit report today at annualcreditreport.com!

Free credit reports are available under federal law at www.annualcreditreport.com

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