Rates effective as of 01/27/2012
Rates are subject to change. Please check with a Member Service
Representative.
Share/Savings
Rates
Annual
Percentage Yield
Basic
Shares (Including Vacation)
0.15%
Christmas
Club
0.15%
IRA/Coverdell
- $0 - $999
0.15%
IRA/Coverdell
- Minimum $1,000
0.20%
IRA/Coverdell
- Minimum $5,000
0.25%
IRA/Coverdell
- Minimum $10,000
0.30%
IRA/Coverdell
- $25,000+
0.35%
Health
Savings Account (HSA) - $0 - $999
0.15%
Health
Savings Account (HSA)
- Minimum $1,000
0.20%
Health
Savings Account (HSA) - Minimum $5,000
0.25%
Health
Savings Account (HSA) - Minimum $10,000
0.30%
Health
Savings Account (HSA) - Minimum $25,000
0.35%
Maximizer
- Minimum $10,000*
0.30%
Maximizer
- Minimum $25,000*
0.35%
Maximizer
- Minimum $50,000*
0.45%
Maximizer
- Minimum $75,000*
0.55%
Maximizer
- Minimum $100,000*
0.65%
Champion
Savers - Minimum $50
0.20%
Champion
Savers - Minimum $1,500
0.25%
Champion
Savers - Minimum $5,000
0.30%
Champion
Savers - Minimum $10,000
0.35%
The
average daily balance dividend calculation method applies a daily periodic
rate to the weighted sum of daily balances. Withdrawal of
dividends will effect the quoted APY.
*Should your Maximizer balance drop below the Minimum for APY, you will
receive the current Regular Savings Rate.
The
daily balance dividend calculation method applies a daily periodic rate to
the balance each day. This method is used for all products above unless
otherwise noted. The dividend rate and annual percentage yield
may change at any time at the credit union’s discretion. Current rates
will be quoted upon request. Withdrawal of paid dividends will reduce the
assumed annual percentage yield.
Rates effective as of
01/27/2012
Rates are subject to change. Please check with a Member Service
Representative.
Checking
Rates
Annual
Percentage Yield
Checking
Plus
0.00%
Ultimate
Advantage - Minimum $500*
0.15%
Ultimate
Advantage - Minimum $3,000*
0.25%
Ultimate
Advantage - Minimum $10,000*
0.30%
Business
Benefits - Minimum $0*
0.00%
Business
Benefits - Minimum $3,000*
0.20%
Business
Benefits - Minimum $5,000*
0.25%
Business
Benefits - Minimum $10,000*
0.30%
Money
Market - Minimum $0*
0.00%
Money
Market - Minimum $1,500*
0.35%
Money
Market - Minimum $10,000*
0.40%
Money
Market - Minimum $25,000*
0.45%
Money
Market - Minimum $50,000*
0.50%
Dividends on savings accounts and Money Market
accounts are paid using the daily balance method, which applies a daily periodic rate to the balance.
Dividends on the Ultimate Advantage and Business Benefits checking are paid on
the average daily balance that applies a daily periodic rate to the
weighted sum of daily balances for the month. Withdrawal
of dividends will affect the quoted APY.Rates
are subject to change, please contact a Member Service Representative at (513)
753-2440 for the most up-to-date rates.
Sharefax guarantees to meet or beat any
local financial institution's advertised certificate rate for the same term
and requirements.
Rates effective as of
01/27/2012
Rates are subject to change. Please check with a Member Service
Representative.
Share
Certificates
Rates
Regular
APY
Silver
APY
Gold
APY
3
Months*
0.25%
0.45%
0.50%
6
Months*
0.40%
0.60%
0.65%
12
Months*
0.70%
0.90%
0.95%
15
Months*
0.90%
1.11%
1.16%
2
Years*
1.00%
1.21%
1.26%
3
Years*
1.26%
1.46%
1.51%
4
Years*
1.76%
1.97%
2.02%
5
Years*
2.02%
2.22%
2.27%
80
Months**
2.53%
2.73%
2.78%
18
Month Prime Advantage
(variable rate type of CD)
3%
below Prime Rate (cannot decrease during term; only increases)
*Regular
Certificate APY reflects $500 minimum deposit. **A minimum of $15,000 deposit, a credit card and checking account are
required to be eligible for this type certificate.
Business Benefits
members do not qualify for Silver/Gold Share Certificate rates.
Rates are subject to change. Rates will vary based upon terms, credit scores,
year of vehicle and mileage. Please contact the credit union for
additional terms and interest rates.
Rates
APR as low as:
Signature
6.50%
Sharefax guarantees to meet or beat any
local financial institution's advertised auto rate.
Go Green & Get Discounts!We'll give
you a .25% off your loan rate* when you purchase a vehicle that gets 35
combined (city/highway) MPG! *Cannot
be combined with other promotions or discounts.
Links Disclaimer:
Sharefax Credit Union has provided links to Internet sites maintained by
third parties. Sharefax does not operate or control in any respect any
information, products or services on these third-party sites. Important Reminder:
We
will never initiate a phone call, email, or a text asking you to update,
validate, or provide us with your personal information. If you receive a
questionable e-mail requesting personal information about your accounts that
appears to be from Sharefax Credit Union, please contact us at (800) 733-1728 or
(513) 753-2440.
