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Rates
*Offer not valid with other promotional or discounted rates.
Does not apply to Real Estate, Share Secured, or Share Certificate Loans
Savings
Products
Rates effective as of 05/01/2008
Rates are subject to change. Please check with a Member Service
Representative.
| Share/Savings |
| Rates |
Annual
Percentage Yield |
| Basic
Shares (Including Vacation) |
0.75% |
| Christmas
Club |
1.00% |
| IRA/Coverdell |
1.00% |
| Health
Savings Account (HSA) |
1.00% |
| Maximizer
- Minimum $10,000* |
2.02% |
| Maximizer
- Minimum $25,000* |
2.17% |
| Maximizer
- Minimum $50,000* |
2.27% |
| Maximizer
- Minimum $75,000* |
2.38% |
| Maximizer
- Minimum $100,000* |
2.53% |
| Champion
Club - Minimum $50 |
1.00% |
| Champion
Club - Minimum $1,500 |
1.51% |
| Champion
Club - Minimum $5,000 |
1.76% |
| Champion
Club - Minimum $10,000 |
2.02% |
|
The
average daily balance dividend calculation method applies a daily periodic
rate to the weighted sum of daily balances. Withdrawal of
dividends will effect the quoted APY.
*Should your Maximizer balance drop below the Minimum for APY, you will
receive the current Regular Savings Rate.
The
daily balance dividend calculation method applies a daily periodic rate to
the balance each day. This method is used for all products above unless
otherwise noted. The dividend rate and annual percentage yield
may change at any time at the credit union’s discretion. Current rates
will be quoted upon request. Withdrawal of paid dividends will reduce the
assumed annual percentage yield. |
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Checking
Products
Rates effective as of
05/01/2008
Rates are subject to change. Please check with a Member Service
Representative.
|
Checking
|
| Rates |
Annual
Percentage Yield |
| Checking
Plus |
0.00% |
| Ultimate
Advantage - Minimum $500* |
1.26% |
| Ultimate
Advantage - Minimum $3,000* |
1.51% |
| Ultimate
Advantage - Minimum $10,000* |
1.76% |
| Business
Benefits - Minimum $0* |
0.00% |
| Business
Benefits - Minimum $3,000* |
1.26% |
| Business
Benefits - Minimum $5,000* |
1.51% |
| Business
Benefits - Minimum $10,000* |
1.76% |
|
The daily balance dividend calculation
method applies a daily periodic rate to the balance each day. This method is
used for all products above unless otherwise noted. The dividend
rate and annual percentage yield may change at any time at the credit
union’s discretion. Current rates will be quoted upon request. Withdrawal
of paid dividends will reduce the assumed annual percentage yield.
- *The average daily balance dividend
calculation method applies a daily periodic rate to the weighted sum of
daily balances. Withdrawal of
dividends will effect the quoted APY.
|
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Share
Certificates
Sharefax guarantees to meet or beat any
local financial institution's advertised certificate rate.
Rates effective as of
05/01/2008
Rates are subject to change. Please check with a Member Service
Representative.
|
Share
Certificates
|
| Rates |
Regular
APY |
Silver
APY |
Gold
APY |
| 3
Months* |
2.27% |
2.48% |
2.53% |
| 6
Months* |
2.53% |
2.73% |
2.78% |
| 12
Months* |
2.63% |
2.84% |
2.89% |
| 15
Months* |
2.78% |
2.99% |
3.04% |
| 2
Years* |
2.78% |
2.99% |
3.04% |
| 3
Years* |
3.04% |
3.25% |
3.30% |
| 4
Years* |
3.30% |
3.51% |
3.56% |
| 5
Years* |
3.56% |
3.76% |
3.82% |
| 80
Months** |
4.07% |
4.28% |
4.33% |
18
Month Prime Advantage
(variable rate type of CD) |
3%
below Prime Rate (cannot decrease during term; only increases) |
| *Regular
Certificate APY reflects $500 minimum deposit.
**A minimum of $15,000 deposit, a credit card and checking account are
required to be eligible for this type certificate.
|
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Jumbo
Share Certificates
Sharefax guarantees to meet or beat any
local financial institution's advertised certificate rate.
Rates effective as of
05/01/2008
Rates are subject to change. Please check with a Member Service
Representative.
|
Jumbo Share
Certificates ($50,000+) - Will automatically qualify for Silver level
|
| Rates |
Regular APY |
Silver
APY |
Gold APY |
| 3
Months* |
2.27% |
2.48% |
2.53% |
| 6
Months* |
2.53% |
2.73% |
2.78% |
| 1
Year* |
2.63% |
2.84% |
2.89% |
| 2
Years* |
2.78% |
2.99% |
3.04% |
| 3
Years* |
3.04% |
3.25% |
3.30% |
| 4
Years* |
3.30% |
3.51% |
3.56% |
| 5
Years* |
3.56% |
3.76% |
3.82% |
| *Regular
Certificate APY reflects $50,000 minimum deposit. |
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IRA
Certificates
Sharefax guarantees to meet or beat any
local financial institution's advertised certificate rate.
Rates effective as of
05/01/2008
Rates are subject to change. Please check with a Member Service
Representative.
|
IRA
Certificates
|
| Rates |
Regular APY |
Silver
APY |
Gold
APY |
| 12
Months* |
2.63% |
2.83% |
2.88% |
| 18
Months* |
2.68% |
2.88% |
2.93% |
| 24
Months* |
2.78% |
2.98% |
3.03% |
| 30
Months* |
2.88% |
3.09% |
3.14% |
| *Regular
Certificate APY reflects $500 minimum deposit. |
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Rates effective as of
05/02/2008
Rates are subject to change. Please check with a Member Service
Representative.
| Rates |
APR as low as: |
| New
Auto/Motorcycle |
4.50% |
| Used
Auto/Motorcycle |
4.75% |
| Sharefax guarantees to meet or beat any
local financial institution's advertised auto rate. |
| Signature |
6.99% |
| New
Mobile Home |
5.99% |
| Used
Mobile Home |
6.25% |
| New
Recreation Vehicle |
5.25% |
| Used
Recreation Vehicle |
5.25% |
|
|
| *$99
All the Time Closing Costs - Other restrictions may apply. $5,000 advance
is required for SCU refinanced loans. Additional fees may apply if
financing property outside the Greater Cincinnati area. View
rates. Apply
Online Now! |
| 1st
Mortgage Fixed (over 15 years) |
Contact
a Member Service Rep. |
| 1st
Mortgage Fixed (up to 10 years) |
5.500% |
| 1st
Mortgage Fixed (up to 12 years) |
5.750% |
| 1st
Mortgage Fixed (up to 15 years) |
5.875% |
| 1st
Mortgage Balloon (15/30) |
5.875% |
| 1st
Mortgage Variable |
Contact
a Member Service Rep. |
| HLPR
Loan Program - 1st Time Home Buyers |
Contact
a Member Service Rep. |
| Construction
Loans |
5.875% |
| Land |
Contact
a Member Service Rep. |
| Commercial
Real Estate 1st Mortgage |
Contact
a Member Service Rep. |
| Home
Equity - No Annual Maintenance Fees |
4.00% |
| Closed
End 2nd Mortgage (Maximum term - 5 years) |
5.50% |
| Closed
End 2nd Mortgage (Maximum term - 10 years) |
5.75% |
| Closed
End 2nd Mortgage (Maximum term - 15 years) |
5.99% |
| *$99
All the Time Closing Costs - Other restrictions may apply. $5,000 advance
is required for SCU refinanced loans. Additional fees may apply if
financing property outside the Greater Cincinnati area. Apply
Online! |
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