1st Mortgages


1st Mortgages – Finance up to 97% LTV

  • Terms up to 30 years
  • Fixed rates, adjustable rates & balloon notes
  • Conventional loans with as little as 3% down for owner occupied
  • 25% equity(or down payment) on investment property
  • If LTV is greater than 80% PMI is required
  • Construction Loans
  • Financing anywhere in the U.S. with appraisal
  • Financing for condominiums, vacation homes, double-wides, townhouses, patios and planned urban developments
  • Financing is not available for farms or time shares
  • Residential property must be owner occupied
  • Residential property can contain no more than 4 units

 VA, FHA, & Reverse Mortgages Loans

15/30 1st Mortgage

  • 30 year term with a 15 year fixed rate balloon payment due upon maturity (15 years)
  • Information needed when applying for a mortgage:
    • Last 2 years of W-2′s
    • Four most recent Paycheck Stubs
    • 1st Mortgage information
    • Copy of Deed
    • 2nd Mortgage info (if applicable)
    • Copy of Sales Contract (if applicable)
    • Homeowner’s Insurance Info


Mortgage Examples:

  • 10 YEAR EXAMPLE: 10 year fixed rate mortgage, 3.85% Interest Rate, 3.953% APR. A $150,000 mortgage will be paid in 120 monthly payments of $1,508.01
  • 15 YEAR EXAMPLE: 15 year fixed rate mortgage, 4.25% Interest Rate, 4.322% APR. A $150,000 mortgage will be paid in 180 monthly payments of $1,128.42
  • 15/30 Balloon YEAR EXAMPLE: 15 year fixed rate mortgage, 4.25% Interest Rate, 4.301% APR. A $150,000 mortgage will be paid in 179 monthly payments of $737.91 payment w/ 98,827.81 balloon


Mortgage Rates

Apply for a mortgage today!

  • Click Here!
  • Or contact a Loan Officer at (513) 753-2440 Ext. 5501

Registered Mortgage Loan Originators

Whittle, JoyEvendale658628
Thomas, Troy D.Batavia998134
Davidson, LibbyMason470608
Schwan, C. ArleneMilford619433
Renier, Holly J.Batavia663357
Parks, Karen L.Evendale774831
Oaks, Karen S.Mason655300
Malone, A. SelenaMilford645962
Karr, LeAnna L.
Kappler, Lisa K.Batavia619382
Hinkle, ElizabethLebanon654793
Graf Marco, LindsayBatavia1047578
Gordon, Gregory D.Mason673266
Cooper, John R.Batavia663115
Baird, Pamela R.Batavia786211
Gast, Jennifer M.Batavia583958
Jadach, AnnLebanon1641806

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