Fee Schedule
Fee Schedule
All fees are per item unless otherwise stated
| Checking Account Services | Fee |
|---|---|
| Certified Check Fee | $6.00 |
| Stop Payment Fee | $30.00 |
| Phone Transfer Fee (No charge for S.T.A.R./Home Banking) | $4.00 |
| Non-Sufficient Funds Check Fee | $30.00 |
| Statement Reconciliation Fee (per hour – 1st time free) | $35.00 |
| Starter Checks (per page of 4) | $1.00 |
| Courtesy Pay Fee | $30.00 |
| Money Market Account (Check amounts under $100) | $10.00 |
| Money Market Excess Check Clearing Fee (No charge on first 3 per month) | $15.00 |
| Credit Card Service Fees | Fee |
|---|---|
| Late Charge (per month) | $27.00 |
| Replacement Fee for Lost Credit Card Fee (per card) | $15.00 |
| Credit Card Annual Fee | NONE |
| Expedite Fee | $25.00 |
| "Convenient Checkcard Fees" | Fee |
|---|---|
| Invalid Chargeback Fee Minimum | $30.00 |
| Local non-proprietary ATM Withdrawal Fee | $0.75 |
| National Network ATM Withdrawal Fee | $1.50 |
| ATM Account Transfer Fee | $0.75 |
| ATM Balance Inquiry Fee (No charge on first 4 per month) / MobiMoney App | $0.50 |
| Replacement Fee for Lost ATM/Debit Card Fee (per card) | $15.00 |
| Expedite Fee | $25.00 |
| Miscellaneous Fees | Fee |
|---|---|
| Bill payments – in excess of 14 per month | $1.00 each |
| Stop Payment Fee | $30.00 |
| Check Copy Fee - No charge for 1st copy | $5.00 |
| Stop Payment Release Fee | $8.00 |
| Money Order Fee | $2.00 |
| Cashier’s Check Fee | $6.00 |
| Statement/History Copy Fee & Fax Fee | $1.00 per page |
| Collection Item Fee | $15.00 |
| Wire Transfer Fee (Domestic) | $25.00 |
| Wire Transfer Fee (Foreign) | $50.00 |
| Wire Transfers (Incoming) | $10.00 |
| Non-Sufficient Funds ACH Fee | $30.00 |
| Return Check Fee | $30.00 |
| Credit Bureau Inquiry Fee (excludes mortgage loans) | $35.00 |
| Christmas Club Early Withdrawal Fee | $8.00 |
| Court Ordered Processing Fee ‐ Tax Levy & Garnishment | $40.00 |
| Incorrect Address Fee (If mail is returned to Sharefax as undeliverable) | $5.00 |
| Coin Deposited in Excess of $100 (excludes minors) | 5% of Deposit |
| Monthly Minimum Balance Fee (excludes minors) (If average total savings is < $50 & no active loan) | $5.00 |
| Check Cashing Fee (Total savings < $50 & no active loan) | $5.00 |
| Check Cashing Fee (NON-Member) | $10.00 |
| Foreign Check Processing Fee | $25.00 |
| Check/Credit/Debit Card Payment by Phone | $10.00 |
| Subordination Prep Fee | $50.00 |
| Negative Balance Fee (per item) | $30.00 |
| Multiple Check Withdrawals to 3rd Parties (per item) Member | $2.00 |
| Account Reopen Fee | $25.00 |
| Overdraft Transfer Fee | $4.00 |
| Bill Payer pass through fee | $25.00 |
| Transfer Now pass through fee-NSF | $25.00 |
| Transfer Now pass through fee-NOC | $25.00 |
| Verification of Deposit | $10.00 |
| Escheated Processing Fee | $50.00 |
| Early Account Closure Fee | $15.00 |
| Inactive Account Fee - on members over the age of 23, and with no activity for two years and with balances less than $100. | $5.00 per month |
Effective 1/1/2022