Debt Protection with Life Plus

Debt Protection with Life Plus

Does your family have a safety net if the unexpected hits?

Protect your family against the unexpected.

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help protect your finances.This protection could cancel your loan balance or payments up to the contract maximums. Protect your family against the unexpected. Ask your loan officer to protect what matters most to you.

Life Plus adds protection for life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent. Protect your loan balance or loan payments today so your family can worry a little bit less about tomorrow.

Purchasing protection is voluntary and won’t affect your loan approval. It’s simple to apply.

*Refer to the member agreement for a full explanation of terms and conditions.

Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply.Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.


Member Education Tools

Life and Disability Fact Sheet – review the potential impacts unexpected disability and death can have on families.

Disability and Life Worksheet  – use this fillable form to help you complete a basic assessment of your ability to cover debt if income is reduced or stopped.

Life and Disability FAQs – learn about the income gap a disability or death can cause even with coverage through work.