Build Your Business

Let us help build your business!

Sharefax Credit Union has been serving the needs of our business community since 1960.  We provide a number of business benefits to help your company grow.  We are a non-profit, full-service financial institution dedicated to fulfilling the individual needs of our members by offering the finest service, and most technologically advanced products available. We place great pride in the solid foundation in which our cooperative has developed, and continue to appreciate the financial success our members achieve through our services. Sharefax serves over 27,000 members from over 450 organizations throughout the Greater Cincinnati area. We are approximately $308 million in assets, making us one of the largest credit unions locally.

Why switch to Sharefax?

Because your business needs personal attention! We have the products you need to build your business, and the value you need to help you manage your bottom line. We know the challenges area businesses face, and take a personal approach to helping our business member’s deal with those issues. As your business grows, your needs may change and we are dedicated to responding to those changes quickly and effectively. You can rely on the Sharefax team of experienced professionals to help you with honest and insightful business strategies that will position your business for success…now and into the future.
To learn more about which solution is right for your growing business, please contact our Business Benefits Team at a branch location near you today at (513) 753-2440.

Useful Links

Small Business Administration
www.sba.gov

Internal Revenue Service Tax identification numbers
www.irs.gov

Ohio Small Business Development Center Info
development.ohio.gov

Ohio Secretary of State – Business forms
www.sos.state.oh.us

Electronic Funds Tax Payment System – Tax payments for your business
www.eftps.gov

 

Lending Solutions for Business

Are you searching for ways to grow your business? No matter how large or small your needs may be, Sharefax Credit Union can help. Cooperative Business Services partners with Sharefax Credit Union to provide loans to local businesses. Together, we provide long term financing, low interest rate financing, and we deliver local service to our borrowers that goes above and beyond the closing. We care about your business, and will strive to find the financing solution that is best for you.

  • Real estate financing up to 90% of the appraised value!
  • Financing from $100,000 to $7,500,000
  • As little as 10% down
  • Pre-qualification in 7 – 10 business days

Contact:

Kevin A. Brosch
Business Development Officer
kbrosch@cbscuso.com
(513) 317-3928

 

 

Commercial Real Estate Loans:

  • Purchase or refinance of commercial, industrial and/or investment property
  • Terms up to 10 years, amortizations up to 25 years
  • Fixed and variable rate options available
  • Loans up to $7,500,000 per transaction

Term Loans:

  • Purchase or refinance machinery, equipment or other capital assets, permanent working capital, business acquisition, debt consolidation
  • Generally 12 to 180 month terms
  • Fixed and variable rate options available
  • Loans up to $2,000,000 per transaction

Revolving Line of Credit:

  • Available for any general business purpose
  • Line of credit facilities are generally reviewed on an annual basis
  • Rates are typically set at a floating rate over the Wall Street Journal Prime Lending Index
  • Loans up to $500,000

Small Business Administration (SBA) Loans SBA 7(a) Program and 7(a) Express Loans:

  • Business expansion, business acquisition, commercial real estate purchase, machinery & equipment purchase, working capital, and debt refinance
  • Terms up to 25 years
  • Variable rate spread over the Wall Street Journal Prime Lending Index
  • Loans up to $5,000,000

SBA 504 Program:

  • Land and building purchase, construction or renovation, and machinery & equipment purchase
  • Terms up to 20 years
  • Loans up to $5,000,000

Micro Loans (Loans less than $250,000):

  • Funds requested will lead to additional revenue generation
  • Terms up to 10 years, amortizations up to 25 years
  • Fixed and variable rates available
  • Loans less than $250,000

*Additional criteria or requirements may apply to these programs.

 

Investment Solutions for Business

Investment solutions that will drive your business to the future.

Whether you are looking for a secure place to save your profits or searching for long term investment solutions, Sharefax gives our business members flexible savings tools to help meet company goals.

  • Regular Business Savings
  • High Yield Maximizer Savings
  • “Best Rate Guarantee” Sharefax guarantees to “meet or beat” any local financial institutions advertised rates on certificates.* If you find a better rate locally, we’ll match it!  (*based on the new qualifications.)
  • Sharefax Credit Union funds are insured up to $250,000 through NCUA – Credit unions are federally insured by the National Credit Union Administration (NCUA). NCUA is a federal agency that insures savings in Federal and most State chartered credit unions across the country. The National Credit Union Share Insurance Fund (NCUSIF) is backed by the full faith and credit of the United States government. All deposits are federally insured up to at least $250,000.

Learn more about NCUA & your share coverage.

To learn more about which investment options are right for your growing business, please contact our Business Benefits Team at a branch location near you today at (513) 753-2440.