Credit Union Personal Loans in Cincinnati & Southwest Ohio

If you have any questions about our personal loans in Cincinnati and Southwest Ohio, we encourage you to get in touch with us today. Please call us at 1-800-733-1SCU (1728), or if you have a specific need, please see our list of important numbers or fill out our online form. You are also welcome to chat with us. We look forward to hearing from you and hope that we can provide the financial resources you need.

Do you need a large sum of money for a remodel, vacation, or emergency? Sharefax Credit Union can help. Our Ohio personal loans are available to help those in Clermont, Hamilton, Adams, Brown, Butler, Clinton, Fayette, Greene, Highland, Montgomery, Preble, and Warren Counties. Discover what we offer below.

We have personal loans in Cincinnati and Southwest Ohio to meet your financial needs. Sharefax offers unsecured cash loans, lines of credit, and loans that may be secured by a share (stocks, certificates, or with a regular savings account).

Personal cash loans can be helpful for large investment projects or unexpected life emergencies. Discover which among our range of credit union personal loans in Cincinnati works for you. When life throws something your way, let Sharefax Credit Union provide the aid you need.

Signature Personal Loans

  • Unsecured Personal loans of $1,000 to $10,000
  • Terms of up to 60 months
  • The interest rate is determined by Beacon score, term and amount borrowed.

Share Secured Loans

  • You may use your stocks, certificates, or regular savings account to secure a loan at Sharefax.

Sensible Cash Loan Program

  • An alternative to check cashing outlets during times of need.
  • Members can receive funds in as little as ten minutes with low fees and an extended repayment period!
  • Must be a member for six (6) months
  • Current pay stub or direct deposit required
  • Maximum loan amount – $600
  • Must be employed with current employer for at least six (6) months
  • A processing fee will be charged.
  • Other qualifications apply.

Lines of Credit

  • Overdraft protection loans
  • Credit Limits from $1,000 to $10,000
  • Advances over the phone through the S.T.A.R. System & Online Banking.
  • Minimum payment of $25 or 3% of outstanding balance, whichever is greater

Interested in getting a head start on the loan process?  Apply Now! 

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If you’re unsure of which personal loan is right for you, Sharefax Credit Union can help. Our qualified credit union staff members can evaluate your situation, your finances, and your specific needs. With that information, we can provide recommendations that can give you the money you need at a price you can afford with reasonable personal loan rates.

We also offer other affordable financing options. You can obtain student loans with competitive rates and no origination fee from us if you need higher education funding. We also provide low-interest-rate mortgage loans if you’re looking to buy a new home. Contact us today to learn more about how we can help you achieve your dreams.