About Us

Welcome to Sharefax Credit Union

Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 30,000 members from twelve counties. This includes; Adams, Brown, Butler, Clermont, Clinton, Fayette, Greene, Hamilton, Highland, Montgomery, Preble and Warren as well as over 400 companies and organizations throughout the Greater Cincinnati area. To serve our members we have five locations, a number of electronic services and have partnered with the Shared Branch network. This allows our members access to their account no matter where life takes them.

Sharefax Credit Union funds are insured through NCUA

Credit unions are federally insured by the National Credit Union Administration (NCUA). NCUA is a federal agency that insures savings in Federal and most State chartered credit unions across the country. The National Credit Union Share Insurance Fund (NCUSIF) is backed by the full faith and credit of the United States government. All deposits are federally insured up to at least $250,000.

Learn more about NCUA & your share coverage.

Who is eligible to join?

Anyone who lives or works in Adams, Brown, Butler, Clermont, Clinton, Fayette, Greene, Hamilton, Highland, Montgomery, Preble and Warren Counties is eligible for membership. Sharefax also offers financial benefits to the employees of over 400 local companies and organizations.

Sharefax’s Mission

“Sharefax Credit Union is a cooperative formed for the sole purpose of improving the financial well being of our members.”

Why a Credit Union?

Credit unions are non-profit cooperative financial institutions that are owned by their members, and directed by volunteer board members. Credit unions offer most of the services you find at your local bank such as mortgages, commercial loans, checking, internet banking and investment options. Credit unions generally offer better rates on savings and loans than your local bank because their focus is on quality service and products, not on maximizing returns to their stockholders. The mission of a credit union is to improve the financial well-being of our members. Earnings are returned to members through lower interest rates, higher dividends on savings and certificates, and little or no service fees. Banks, however, are owned and operated with the sole goal of making money for stockholders. Profits are channeled into dividend payments to investors, not the customer.

Credit Union funds are insured through NCUA

Credit unions are federally insured by the National Credit Union Administration (NCUA). NCUA is a federal agency that insures savings in Federal and most State chartered credit unions across the country. The National Credit Union Share Insurance Fund (NCUSIF) is backed by the full faith and credit of the United States government.

The Credit Union Advantage

What are some advantages of joining a credit union? In addition to better rates and lower fees, at a credit union you have the opportunity to help make decisions and policies that affect the entire membership. Each year, Sharefax asks for nominations to our Board of Directors. From those nominations, directors are elected at our Annual Meeting. These Directors represent the general membership in establishing the policies of the credit union throughout the year.

SCU Board of Directors

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David Aaronson

Owner/Operator of D.S. Aaronson & Associates

1997-Present Sharefax Credit Union Board of Director since 2011

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Currently serves on the following Sharefax Credit Union Committees:

  • Chairman of the Long Range Planning Committee
  • Policy Review Committee
  • Education Committee

Community Involvement

  • Vice-Chairman of the Board of Governors for Shriners Hospitals for Children – Cincinnati
  • Chairman of Local Advertising Review Board, Better Business Bureau
  • City of Forest Park Planning Commission
  • Better Business Bureau Arbitrator since 1990 (Arbitrator of the Year, 1995)
  • Architectural Review Board for Little Creek Homeowners Association
  • Past President & Current Board Member of the Forest Park Chamber of Commerce
  • Chairman Forest Park Economic Development (1986-2001)
  • Past member of the Winton Woods School District Business Advisory Council
  • Past member of the Hamilton County Tax Incentive Review Council

Dave enjoys golf, traveling, watching the Cincinnati Reds, Nascar Racing (or any kind of racing) and spending time with family. His passion is giving back to the community that has been so good to him and his family.

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Phil Carlberg

Sharefax Credit Union Board of Director since 2015

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  • Currently serves on the Technology Committee
  • Employed at The Dow Chemical Company for 33 years, Retired as a Scientist/Fellow
  • While working at Dow Chemical Phil served on the Board of Directors of TX Dow Employees Credit Union for 11 years, including 5 years as Board Chairman.
  • Children’s department teacher at Horizon Community Church
  • Phil enjoys spending time with his wife, his children and grandchildren as well as researching his family genealogy and gardening.
Janet-Lake

Janet Lake

Retired from the Admissions Office of the College of Mount St. Joseph after 34 years.

Sharefax Credit Union Board of Director since November 2010

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  • Many may remember Janet’s late husband Ed Lake. Ed was an instrumental member of the Sharefax Board of Directors for many years. After his unexpected passing in early 2010 Janet stepped in to finish his term of office. Since then Janet has made a name for herself as a vital member of the Sharefax Board of Directors.

Currently serves on the following Sharefax Credit Union Committees:

  • Compensation
  • Funds Management
  • Nominating Committees
  • Credit Committee
  • Family Support Committee

Janet enjoys spending her free time with her two children, 4 grandchildren and 4 step-grandchildren as well as bowling, golfing, sewing and shopping.

 

Denny

Dennis Messer

Employed at Ford Motor Company for over 40 years

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  • Maintenance Team Leader
  • Emergency Medical Technician

Sharefax Credit Union Board of Director since 2006

  • Chairman of the Board
  • Vice Chairman
  • Secretary

Currently serves on the following Sharefax Credit Union Committees:

  • Chairman of the Technology Committee
  • Compensation Committee
  • Long Range Planning Committee

Community Involvement

  • Volunteer for the Juvenile Diabetes Research Foundation

When Denny isn’t campaigning for new technology at Sharefax he can be found tending to his garden or perfecting his wood carving skills – particular ducks.

 

Dan

Daniel Murphy

Retired from Ford Motor Company after 30 years and is currently, Financial Secretary of UAW Local 863 retiree’s chapter.

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Dan is a graduate of Northern Kentucky University and a member of Northern Kentucky University’s Alpha Beta Phi chapter of Phi Alpha Theta, an International Honor Society.

Sharefax Credit Union Board of Director since 2008

  • Currently serves as the Recording Secretary

Currently serves on the following Sharefax Credit Union Committees:

  • Credit
  • Compensation
  • Funds Management
  • Long Range Planning
  • Building committee
  • Marketing Committee

 

Susan

Susan Ochs

Employed at Atkins & Stang, Inc., Electrical & Teledata Contractors

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  • Controller

Sharefax Credit Union Board of Director since 2001
Currently serves on the following Sharefax Credit Union Committees:

  • Chair of the Compensation Committee
  • Chair of the Funds Management Committee

Also, take part in:

  • Member of CFMA
  • Former President for CFMA (Construction Financial Management Association)
  • Former CFMA Board Director
  • Member of ACI (Allied Construction Industries)
  • Started Cincinnati Chapter of ComputerEase Group

Susan has a passion for all things Miami University and spends much of her time attending sporting events to support her alma mater. When not cheering for Miami, Susan and her husband enjoy spending time with their friends and family at their home in the hills of Tennessee.

Dave-T

C. David Taylor

Employed at Ford Motor Company for over 44 years (Retired)
Sharefax Credit Union Board of Director since 1988

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  • Recipient of the Edward A. Filene Award, a Credit Union Volunteer Award
  • Chairman of the Board
  • Vice Chairman
  • Secretary

Currently serves on the following Sharefax Credit Union Committees:

  • Chairman of Credit Committee
  • Chairman of the Education Committee
  • Delinquent/Collection Committee
  • Family Support Committee

Dave enjoys spending time with his wife and their two dogs as well as wood carving and oil painting.