Loan Rates

Sharefax Loan Rates

Serving Lebanon, Mason, and all of Southwest OH

Mortgage Rates

Mortgage Rates (5/20/2024)Rates as low as:
1st Mortgage Balloon (3/1 ARM)Contact a Member Service Rep.
1st Mortgage Balloon (15/30)Contact a Member Service Rep.
1st Mortgage 30 Year FixedContact a Member Service Rep.
1st Mortgage 20 Year FixedContact a Member Service Rep.
1st Mortgage 15 Year FixedContact a Member Service Rep.
1st Mortgage 10 Year FixedContact a Member Service Rep.
1st Mortgage VariableContact a Member Service Rep.
Closed End 2nd Mortgage (Maximum term - 5 years)7.25%
Closed End 2nd Mortgage (Maximum term - 10 years)7.75%
Closed End 2nd Mortgage (Maximum term - 15 years)8.25%
Commercial Real Estate 1st MortgageContact a Member Service Rep.
HLPR Loan Program - 1st Time Home BuyersContact a Member Service Rep.
Home Equity Line of Credit - No Annual Maintenance FeesContact a Member Service Rep.
Home Equity Line of Credit - No Annual Maintenance FeesContact a Member Service Rep.
LandContact a Member Service Rep.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Sharefax Credit Union NMLS: 414408.

Rates are subject to change. Please check with a Member Service Representative.

Feel free to reach out to us if you’re unsure which of our credit union mortgage rates suits you. Additionally, you can learn more about our mortgage loans.

“The Ohio laws against discrimination require that all creditors make credit equity available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.”

Get your free credit report today at www.annualcreditreport.com

Vehicle Loans

Vehicle Loans (5/20/2024)Rates as low as:
MODEL YEAR 2021 & NEWER
Up to 63 Months7.54%
Up to 75 Months8.04%
Up to 84 Months 9.94%
MODEL YEAR 2018-2020
Up to 63 Months8.54%
Up to 75 Months9.04%
Up to 84 Months10.94%
MODEL YEAR 2017 and Older
Up to 63 Months8.74%
MODEL YEAR 2014 - 2017
Up to 75 Months9.54%

Motorcycle ATV, & Personal Watercraft

Motorcycle, ATV, & Personal Watercraft (5/20/2024)Rates as low as:
MODEL YEAR 2021 & NEWER
Up to 48 Months9.00%
49 - 63 Months10.00%
64 - 72 Months11.00%
73 - 84 Months (New > $20,000)12.00%
MODEL YEAR 2018-2020
Up to 48 Months9.50%
49 - 63 Months10.50%
64 - 72 Months11.50%
MODEL YEAR 2017 & OLDER
Up to 60 Months12.00%

Recreational Vehicle Loans

Recreational Vehicle Loans (Motor Homes, Boats & Motors, Truck Campers & Trailers (including 5th Wheel) (5/20/2024)Rates as low as:
Up to 72 Months9.00%
Up to 84 Months9.50%
Up to 120 Months (1)10.50%
Up to 144 Months (2)11.00%
Up to 180 Months (3)11.50%

(1) Minimum $15,000 (2) Minimum $20,000 (3) Minimum $25,000

(1) Minimum $10,000 (2) Minimum $15,0000 (3) Minimum $25,0000

Signature Loan

Rates (5/20/2024)Rates as low as:
Signature Loan8.75%