Loan Rates
Loan Rates
Sharefax guarantees to meet or beat any local financial institution’s advertised auto rate.
| Mortgage Rates (7/30/2018) | Rates as low as: |
|---|---|
| 1st Mortgage Balloon (15/30) | 4.38% |
| 1st Mortgage 30 Year Fixed | 4.750% |
| 1st Mortgage 30 Year Fixed Rate –No Closing Costs* | 4.750% |
| 1st Mortgage 20 Year Fixed | 4.750% |
| 1st Mortgage 15 Year Fixed | 4.38% |
| 1st Mortgage 10 Year Fixed | 3.99% |
| 1st Mortgage Variable | Contact a Member Service Rep. |
| Closed End 2nd Mortgage (Maximum term - 5 years) | 4.99% |
| Closed End 2nd Mortgage (Maximum term - 10 years) | 5.25% |
| Closed End 2nd Mortgage (Maximum term - 15 years) | 5.38% |
| Commercial Real Estate 1st Mortgage | Contact a Member Service Rep. |
| Construction Loans | 4.38% |
| HLPR Loan Program - 1st Time Home Buyers | Contact a Member Service Rep. |
| Home Equity - No Annual Maintenance Fees | Contact a Member Service Rep. |
| Home Equity - No Annual Maintenance Fees | Contact a Member Service Rep. |
| Land | Contact a Member Service Rep. |
| New Mobile Home | 5.00% |
| Used Mobile Home | 5.25% |
Rates are subject to change. Please check with a Member Service Representative.
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| Vehicle Loans (7/5/2018) | Rates as low as: |
|---|---|
| MODEL YEAR 2015 & NEWER | |
| Up to 60 Months | 3.75% |
| Up to 66 Months | 3.99% |
| Up to 75 Months (1) | 4.25% |
| Up to 84 Months (1) | 6.25% |
| MODEL YEAR 2012-2014 | |
| Up to 60 Months | 3.99% |
| Up to 66 Months | 4.25% |
| Up to 75 Months | 4.50% |
| Up to 84 Months (1) | 6.50% |
| MODEL YEAR 2010-2011 | |
| Up to 66 Months | 4.99% |
| 2009 & Older | |
| Up to 48 Months | 5.50% |
| 2009 & OLDER ($10K+ Minimum to finance) | |
| Up to 60 Months | 5.99% |
(1) Minimum $20,0000 to finance on 2012 model years and newer
| Motorcycle, ATV, & Personal Watercraft (7/5/2018) | Rates as low as: |
|---|---|
| MODEL YEAR 2015 & NEWER | |
| Up to 48 Months | 3.75% |
| 49 - 60 Months | 3.99% |
| 61 - 72 Months | 4.50% |
| 73 - 84 Months (New > $20,000) | 6.50% |
| MODEL YEAR 2014 - 2012 | |
| Up to 48 Months | 3.99% |
| 49 - 60 Months | 4.25% |
| 61 - 72 Months | 4.75% |
| MODEL YEAR 2011 & OLDER | |
| Up to 60 Months | 6.25% |
| Recreational Vehicle Loans (Motor Homes, Boats & Motors, Truck Campers & Trailers (including 5th Wheel) (7/15/18) | Rates as low as: |
|---|---|
| Up to 72 Months | 4.25% |
| Up to 84 Months | 4.99% |
| Up to 120 Months (1) | 5.75% |
| Up to 144 Months (2) | 6.50% |
| Up to 180 Months (3) | 6.75% |
(1) Minimum $15,000 (2) Minimum $20,000 (3) Minimum $25,000
| Customized Vehicles & Untitled Equipment (farm equipment, horse trailers, etc.) (7/15/18) | APR as low as: |
|---|---|
| Up to 60 Months | 4.50% |
| Up to 72 Months | 4.99% |
| Up to 84 Months (1) | 5.99% |
| Up to 96 Months (2) | 6.50% |
| Up to 120 Months (3) | 6.75% |
(1) Minimum $10,000 (2) Minimum $15,0000 (3) Minimum $25,0000
| Rates (7/5/2018) | Rates as low as: |
|---|---|
| Signature Loan | 7.00% |