Home Loans

Finding your dream home is exciting.

And finding a great rate and the right home loan for your family is important too. Contact Sharefax about mortgage loans today. We can also assist you with refinancing your current home. 

Apply for a home loan

We have fixed rate, adjustable rate

and investment loans.

Need more info?

We have the answers to all of

your mortgage questions.

Try our calculators

See how much house you can afford

by using one of our calculators.

Pay your mortgage fees

Pay any related mortgage fees

in one convenient location.

Meet Our Mortgage Team!

Brett Guido. Our Mortgage guru

Brett Guido

Mortgage Lending Manager
I’ve been in mortgage lending since 1993 and joined the credit union world in 2014—where I quickly saw the unmatched value we deliver through personalized service and genuine care for our members. I wouldn’t go back. I live in Butler County with my wife, Michele (married since 1992), our two children, Tommy and Danielle, and our two dogs, Penny Sue and Willow. I’m deeply involved in the community, having served 12 years on the Monroe Local Schools Board of Education and currently serving as President of the Butler Tech Board, now in my 17th year. I’m also active in multiple Chambers of Commerce, Boards of Realtors, and the HBA of Cincinnati. When I’m not working or volunteering, you’ll likely find me obsessing over the Cincinnati Reds—win, lose, or rain delay.
Joe Dorko

Joseph Dorko

Mortgage Loan Originator
Joe brings 19 years of lending experience, with a strong focus on helping first-time homebuyers. He holds a BA in Accounting with a concentration in tax accounting. In addition to his financial background, Joe completed three years of Ministry school and has more than 35 years of experience in rental property ownership and management. Outside of work, he enjoys animals, snow, water skiing, hiking, and fishing.
Amber

Amber Jordan

Mortgage Loan Originator
Amber Jordan is a Mortgage Loan Officer with Sharefax Credit Union, bringing over 15 years of experience in credit union lending. She specializes in helping first-time homebuyers, guiding members through refinances, and delivering a personal, professional lending experience built on trust and clear communication. Known for her patience, transparency, and member-first approach, Amber takes the time to understand each borrower’s goals so she can provide customized options that truly fit their financial needs. Whether someone is purchasing their first home or restructuring an existing mortgage, Amber’s priority is making the process smooth, stress-free, and easy to understand. Outside of work, Amber enjoys spending time with her husband—her high school best friend—their six children, their dogs, and their flock of chickens. She brings that same warm, down-to-earth energy to every member she serves.
Teresa Wright

Teresa Wright

Mortgage Loan Originator
Teresa has been a mortgage loan originator for 27 years. She enjoys working with people and helping them with the purchase of a new home or refinancing their current home to consolidate their debt or to do home improvements. Her hobbies are riding a motorcycle, going to Nostalgia drag races and custom car shows. She loves music and dancing.

Calculators

MORTGAGE PAYMENT CALCULATOR

MORTGAGE PAYMENT CALCULATOR

Use this calculator to figure the monthly cost of your mortgage loan.

MORTGAGE PAYOFF CALCULATOR

RENT APARTMENT
VS. BUY A HOME
CALCULATOR

Are you better off buying your home, or should you continue to rent?

mortgage refi calculator

MORTGAGE REFINANCE CALCULATOR

Use this calculator to see the new potential rate, closing costs and other factors.

MORTGAGE QUALIFIER CALCULATOR (home with thumbs up)

MORTGAGE QUALIFIER CALCULATOR

Calculate how much you borrow based on income, home price or payment.

Why Sharefax Credit Union?

Whether you’re ready to buy a new home, your first home or refinance your current one, Sharefax can help!  With our great rates, your mortgage payment may be less than expected. Everyone living or working in Southwest Ohio is eligible. Sharefax is an equal opportunity lender. NMLS 414408.

9

SHAREFAX LOCATIONS

IN SOUTHWEST OHIO

Apply for a Mortgage Loan today!

Learn about Mortgage Loans

Stay informed about Sharefax, explore useful tips, and learn about financial topics.

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home improvement

What Kind of Home Improvement Projects Will Add Value to My Home?

Q: I’m doing some work on my house, and I’m wondering how I can increase my home’s value along the way. What kind of home improvement projects can add value to my home? A: Renovating your home with an eye toward its future value can help you recoup the costs of the project – and then some.…

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7 Ways To Stop Worrying And Love Your Mortgage

Every corner of the personal finance world seems to hammer home the same point: Debt is the wealth killer. Debt is the single greatest threat to your retirement planning, college savings and financial independence. Except, as it turns out, there is one kind of debt that defies all of these rules: mortgages. Money you owe…

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What members are saying...

We’ve been at Sharefax for over 20 years and have nothing but good things to say about them. They know us when we come in and meet all our banking needs.

~ Janette F.

Amazing to deal with and this process was so easy and painless. I am so happy to be a member of Sharefax Credit Union! I recommend them for your banking needs.

~ Kim T.