Savings Certificates Rates
Savings Certificates Rates
Rates are subject to change. Please check with a Member Service Representative.
| Updated 2/20/2026 | Min. | Rate | APY | Silver | APY | Gold | APY | Platinum | APY |
|---|---|---|---|---|---|---|---|---|---|
| 6 Months | $500 | 3.20% | 3.25% | 3.35% | 3.40% | 3.40% | 3.45% | 3.44% | 3.50% |
| 11 Months - No Penalty | $10,000 | 3.44% | 3.50% | ||||||
| 12 Months | $500 | 3.44% | 3.50% | 3.59% | 3.65% | 3.64% | 3.70% | 3.69% | 3.75% |
| 15 Months | $500 | 3.49% | 3.55% | 3.64% | 3.70% | 3.69% | 3.75% | 3.64% | 3.80% |
| 24 Months | $500 | 3.59% | 3.65% | 3.73% | 3.80% | 3.78% | 3.85% | 3.83% | 3.90% |
| 36 Months | $500 | 3.49% | 3.55% | 3.64% | 3.70% | 3.69% | 3.75% | 3.73% | 3.80% |
| 48 Months | $500 | 3.40% | 3.45% | 3.54% | 3.60% | 3.59% | 3.65% | 3.64% | 3.70% |
| 60 Months | $500 | 3.30% | 3.35% | 3.44% | 3.50% | 3.49% | 3.55% | 3.54% | 3.60% |
| Prime Advantage 18 Months | $500 | 4.50% below Prime Rate (cannot decrease, ONLY rises) |
BUMP SHARE CERTIFICATES
Business account holders do not qualify for Jump or Relationship Rates. IRA and HSA share certificates are not eligible for bumps.
Rates are subject to change. Please check with a Member Service Representative.
| Updated 1/29/2026 | Min. | Rate | APY | Silver | APY | Gold | APY | Platinum | APY |
|---|---|---|---|---|---|---|---|---|---|
| 36 Months | $10,000 | 3.49% | 3.55% | 3.64% | 3.70% | 3.69% | 3.75% | 3.73% | 3.80% |
| 48 Months | $10,000 | 3.40% | 3.45% | 3.54% | 3.60% | 3.59% | 3.65% | 3.64% | 3.70% |
| 60 Months | $10,000 | 3.30% | 3.35% | 3.44% | 3.50% | 3.49% | 3.55% | 3.54% | 3.60% |
IRA & HSA Certificates
Rates are subject to change. Please check with a Member Service Representative.
| Updated 1/29/2026 | Min. | Rate | APY | Silver | APY | Gold | APY | Platinum | APY |
|---|---|---|---|---|---|---|---|---|---|
| 6 Month | $500 | 3.20% | 3.25% | 3.35% | 3.40% | 3.40% | 3.45% | 3.44% | 3.50% |
| 12 Months | $500 | 3.44% | 3.50% | 3.59% | 3.65% | 3.64% | 3.70% | 3.69% | 3.75% |
| 18 Months | $500 | 3.70% | 3.75% | 3.83% | 3.90% | 3.89% | 3.95% | 3.94% | 4.00% |
| 24 Months | $500 | 3.59% | 3.65% | 3.73% | 3.80% | 3.78% | 3.85% | 3.83% | 3.90% |
| 30 Months | $500 | 3.49% | 3.55% | 3.64% | 3.70% | 3.69% | 3.75% | 3.73% | 3.80% |
| 36 Months | $500 | 3.49% | 3.55% | 3.64% | 3.70% | 3.69% | 3.75% | 3.73% | 3.80% |
| 48 Months | $500 | 3.40% | 3.45% | 3.54% | 3.60% | 3.59% | 3.65% | 3.64% | 3.70% |
| 60 Months | $500 | 3.30% | 3.35% | 3.44% | 3.50% | 3.49% | 3.55% | 3.54% | 3.60% |
Maturity Saving Accounts:
For each account, the dividend period is the account’s term. The dividend period begins on the first day of the term and ends on the maturity date. Dividends are compounded monthly and credited monthly on the last day of the month and at maturity. For all accounts, at your option, you may choose to have dividends credited to your certificate account, paid to you by check or transferred to another account of yours. Refer to your Truth in Savings Disclosure for additional details. Rates are subject to change.