Savings Certificates Rates

Savings Certificates

Sharefax guarantees to meet or beat any local financial institution’s advertised certificate rate for the same term and requirements. (based on the new qualifications).

Rates are subject to change. Please check with a Member Service Representative.


BUMP UP Your Rate with
Sharefax Savings Certificate!

If our rates go UP, yours can too!

Heap of 100 Dollar Bills

*Account requirements: This offer applies to residents working or living in
Southwest Ohio. The Bump Certificate has a minimum initial purchase of
$10,000. This offer is available on 3 year, 4 year, and 5 year savings certificates.
Certificates will be opened and interest will accrue as of the date funding is
received. The savings certificate is subject to early withdrawal penalties.
During the term of this certificate, the certificate owner has the option to
initiate a rate adjustment one time per year to the prevailing Sharefax rate
for the initial term on that product.  One rate adjustment per year is reflective
of an anniversary year based on the certificate open date. The certificate
owner must provide a written request through mail or email
This offer is applicable to new money. New money is defined as proceeds not
previously on deposit with Sharefax. There is of  $10,000 minimum for bump CDs.
Updated 11/12/2019Min.RateAPYJumbo/SilverAPYGoldAPY
3 Months$500.75%.75%.95%.95%1.00%1.00%
6 Months$5001.00%1.00%1.20%1.21%1.25%1.26%
12 Months$5001.25%1.26%1.45%1.46%1.50%1.51%
15 Months$5001.30%1.31%1.50%1.51%1.55%1.56%
2 Years$5001.50%1.51%1.70%1.71%1.75%1.76%
3 Years$5001.60%1.61%1.80%1.81%1.85%1.87%
4 Years$5001.75%1.76%1.95%1.97%2.00%2.02%
5 Years$5002.00%2.02%2.20%2.22.%2.25%2.27%
80 Month$15,0002.23%2.25%2.43%2.45%2.48%2.51%
Prime Advantage 18 Months$5003% below Prime Rate (cannot decrease, only rise)

Regular Certificate APY reflects $500 minimum deposit.

Business Benefits members do not qualify for Silver/Gold Savings Certificate rates.

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