Savings Certificates Rates

Savings Certificates

Rates are subject to change. Please check with a Member Service Representative.

Updated 5/26/2020Min.RateAPYSilverAPYGoldAPY
3 Months$500.20%.20%.40%.40%.45%.45%
6 Months$500.25%.25%.45%.45%.50%.50%
12 Months$500.30%.30%.50%.50%.55%.55%
15 Months$500.35%.35%.55%.55%.60%.60%
2 Years$500.40%.40%.60%.60%.65%.65%
3 Years$500.40%.40%.60%.60%.65%.65%
4 Years$500.50%.50%.70%.70%.75%.75%
5 Years$500.75%.75%.95%.95%1.00%1.00%
80 Month$15,0001.00%1.00%1.20%1.21%1.25%1.26%
Prime Advantage 18 Months$5003% below Prime Rate (cannot decrease, only rise)

Regular Certificate APY reflects $500 minimum deposit.

Business Benefits members do not qualify for Silver/Gold Savings Certificate rates.

SHAREFAX CERTIFICATE MATCH: If you are a “Gold” or “Silver” member and happen to find a higher savings certificate rate at another local financial institution when renewing or purchasing a CD, please ask your Sharefax representative if the credit union will match the rate.  Sharefax’s goal is to always offer the best value possible to our members.