Savings Certificates Rates

Savings Certificates

Rates are subject to change. Please check with a Member Service Representative.

Updated 5/26/2020Min.RateAPYSilverAPYGoldAPY
3 Months$500.20%.20%.40%.40%.45%.45%
6 Months$500.25%.23%.45%.45%.50%.50%
12 Months$500.30%.30%.50%.50%.55%.55%
15 Months$500.35%.35%.55%.55%.60%.60%
2 Years$500.40%.40%.60%.60%.65%.65%
3 Years$500.40%.40%.60%.60%.65%.65%
4 Years$500.50%.50%.70%.70%.75%.75%
5 Years$500.75%.75%.95%.95%1.00%1.00%
80 Month$15,0001.00%1.00%1.20%1.21%1.25%1.26%
Prime Advantage 18 Months$5003% below Prime Rate (cannot decrease, only rise)

Regular Certificate APY reflects $500 minimum deposit.

Business Benefits members do not qualify for Silver/Gold Savings Certificate rates.

SHAREFAX GUARANTEE NOTICE:  Sharefax will be temporarily suspending our savings rate guarantee due to the volatility of the current interest rate environment.  We will NOT be matching local financial institution savings rates until the market adjusts to the new rate environment.  We will notify members when the savings guarantee is reinstituted.