Easy access to your money starts with the right checking account. Explore personal checking options from Sharefax Credit Union and find the one that fits your lifestyle.

Built for how bank.

Student

A free account for members that builds strong financial habits and automatically transitions to Rewards Checking when they turn 26 to support the next stage of life.

Rewards

Pays you back for everyday account use while offering peace of mind with identity theft and cell phone protection, plus a $3.95 monthly fee that can be waived.

Checking Plus

Our no-nonsense checking account is designed for members who just need the basics while still enjoying all the standard features you have come to expect from us.

2nd Chance

We understand that credit setbacks happen, and we’re here to provide the tools you need to rebuild your credit and get back on your feet.

Money Market

Boost your savings with competitive interest, access your funds when you need them, and enjoy peace of mind knowing every dollar works smarter for your future.

Built for how bank.

Student

A free account for members ages 14 to 25 that builds strong financial habits and automatically transitions to Rewards Checking at 26 to support their next stage of life.

Rewards

Pays you back for everyday account use while offering peace of mind with identity theft and cell phone protection, plus a $3.95 monthly fee that can be waived.

Checking Plus

Our no-nonsense checking account is designed for members who just need the basics while still enjoying all the standard features you have come to expect from us.

2nd Chance

We understand that credit setbacks happen, and we’re here to provide the tools you need to rebuild your credit and get back on your feet.

Money Market

Boost your savings with competitive interest, access your funds when you need them, and enjoy peace of mind knowing every dollar works smarter for your future.

We have debit cards!

We have

Debit Cards

Reach out to the marketing team

Early Access

Get Your Money Up to Two Days Early!

Sharefax will post any ACH deposit up to two business days early. That means social security, tax refunds, and more could be available up to two business days early.*

No cost, no gimmicks, no enrollment required!

*Please note - If the originating company sends a posting in error, the entry may be recalled by the originating company and the transaction reversed.

ATM Network

Access Your Money Anywhere!

With nine branch locations and a wide network of partner ATMs, getting to your money is easy. Members can use Fifth Third, PNC Bank, and Alliance One Network with no fees or surcharges, plus all Sharefax ATMs at our offices.

Fraud Protection

Checking with Built-In Peace of Mind

With a Student Rewards or Rewards Checking account, you earn free identity theft protection. It’s added peace of mind built right into your account.

And even if you don’t have a Rewards Checking account, you’re still protected. If something ever seems off, we’re on it. With continuous fraud monitoring and responsive support, we help safeguard your account so you can focus on what matters most.

Everything you need to manage your money, all in one place. Log in to mobile or online banking to check balances, transfer funds, pay bills, and keep your finances on track.

Apple App Store

Google Play Store

Everything you need to manage your money, all in one place. Log in to mobile or online banking to check balances, transfer funds, pay bills, and keep your finances on track.

Apple App Store

Google Play Store

Make our card top of wallet

From coffee runs to everyday purchases, our card is designed to be the one you reach for first.

• Add it to Apple Pay or Google Pay and make it your default card
• Set it as your go-to in your digital wallet for everyday purchases

Make our card top of wallet

From coffee runs to everyday purchases, our card is designed to be the one you reach for first.

• Add it to Apple Pay or Google Pay and make it your default card
• Set it as your go-to in your digital wallet for everyday purchases