Mortgage Rates Service Company
Serving Lebanon and Mason, OH and surrounding areas
| Mortgage Rates (4/10/2024) | Rates as low as: |
|---|---|
| 1st Mortgage Balloon (3/1 ARM) | 6.125% |
| 1st Mortgage Balloon (15/30) | 6.375% |
| 1st Mortgage 30 Year Fixed | 7.00% |
| 1st Mortgage 20 Year Fixed | 6.75% |
| 1st Mortgage 15 Year Fixed | 6.375% |
| 1st Mortgage 10 Year Fixed | 6.250% |
| 1st Mortgage Variable | Contact a Member Service Rep. |
| Closed End 2nd Mortgage (Maximum term - 5 years) | 7.00% |
| Closed End 2nd Mortgage (Maximum term - 10 years) | 7.50% |
| Closed End 2nd Mortgage (Maximum term - 15 years) | 8.00% |
| Commercial Real Estate 1st Mortgage | Contact a Member Service Rep. |
| HLPR Loan Program - 1st Time Home Buyers | Contact a Member Service Rep. |
| Home Equity Line of Credit - No Annual Maintenance Fees | Contact a Member Service Rep. |
| Home Equity Line of Credit - No Annual Maintenance Fees | Contact a Member Service Rep. |
| Land | Contact a Member Service Rep. |
Example of loan payments with rate and terms:
Fixed rates as low as 6.250%*
1st Mortgage Fixed (10 years) rate of 6.250% with a 6.572% APR - $1,684.20/mo
1st Mortgage Fixed (15 years) rate of 6.375% with a 6.604% APR - $1,296.38/mo
15/30 mortgage rate of 6.375% with a 6.514% APR - $935.80/mo with a final balloon payment of $109,216.70
*Rates as of 04/10/2024. Based on $150,000 loan amount. 80% max LTV. Credit score 710+.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Sharefax Credit Union NMLS: 414408.
Rates are subject to change. Please check with a Member Service Representative.
Feel free to reach out to us if you’re unsure which of our credit union mortgage rates suits you. Additionally, you can learn more about our mortgage loans.
“The Ohio laws against discrimination require that all creditors make credit equity available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.”
Get your free credit report today at www.annualcreditreport.com
| Vehicle Loans (2/23/2024) | Rates as low as: |
|---|---|
| MODEL YEAR 2021 & NEWER | |
| Up to 63 Months | 6.74% |
| Up to 75 Months | 7.49% |
| Up to 84 Months | 8.74% |
| MODEL YEAR 2018-2020 | |
| Up to 63 Months | 7.49% |
| Up to 75 Months | 8.24% |
| Up to 84 Months | 8.79% |
| MODEL YEAR 2017 and Older | |
| Up to 63 Months | 7.99% |
| MODEL YEAR 2014 - 2017 | |
| Up to 75 Months | 8.49% |
| Motorcycle, ATV, & Personal Watercraft (2/23/2024) | Rates as low as: |
|---|---|
| MODEL YEAR 2021 & NEWER | |
| Up to 48 Months | 7.00% |
| 49 - 63 Months | 7.50% |
| 64 - 72 Months | 8.00% |
| 73 - 84 Months (New > $20,000) | 8.75% |
| MODEL YEAR 2018-2020 | |
| Up to 48 Months | 7.50% |
| 49 - 63 Months | 8.00% |
| 64 - 72 Months | 8.50% |
| MODEL YEAR 2017 & OLDER | |
| Up to 60 Months | 9.25% |
| Recreational Vehicle Loans (Motor Homes, Boats & Motors, Truck Campers & Trailers (including 5th Wheel) (2/23/2024) | Rates as low as: |
|---|---|
| Up to 72 Months | 7.75% |
| Up to 84 Months | 8.00% |
| Up to 120 Months (1) | 8.50% |
| Up to 144 Months (2) | 8.75% |
| Up to 180 Months (3) | 9.00% |
(1) Minimum $15,000 (2) Minimum $20,000 (3) Minimum $25,000
| Customized Vehicles & Untitled Equipment (farm equipment, horse trailers, etc.) (2/23/2024) | RATES as low as: |
|---|---|
| Up to 60 Months | 7.75% |
| Up to 72 Months | 8.49% |
| Up to 84 Months (1) | 9.00% |
| Up to 96 Months (2) | 9.25% |
| Up to 120 Months (3) | 9.49% |
(1) Minimum $10,000 (2) Minimum $15,0000 (3) Minimum $25,0000
| Rates (2/23/2024) | Rates as low as: |
|---|---|
| Signature Loan | 8.75% |