Five Ways to Start the Year off on the Right Financial Foot

Review your recent spending and take stock of how much debt you’re carrying over from the holidays.  2. Make a debt-crushing plan Make a plan to pay off your debt, maximizing one monthly payment at a time until it’s paid off. Be sure to continue making the minimum payments on all debts as you focus…

Book Review: Personal Finance for Young Adults: From Broke to Boss

Title: Personal Finance for Young Adults: From Broke to Boss, 7 Simple Steps to Building Wealth, Crushing Debt, and Living Your Best Life as a Financial Beginner  Author: Kirk Teachout Paperback: 174 pages Publisher:  IV Quarter Publishing  Publishing Date: May 14, 2023 Who is this book for?  What’s inside this book? 4 lessons you’ll learn from this book:   4 questions this…

What’s the Best Way to Pay for Holiday Shopping?

Q: I’m ready to start my holiday shopping, but I’m not sure how to cover all my purchases. What’s the best way to pay for my holiday shopping? A: As with most large expenses, when it comes to covering the cost of your holiday shopping, you have several choices. Let’s take a look at some of the…

Book Review: MoneyZen: The Secret to Finding Your “Enough”

Title: MoneyZen: The Secret to Finding Your “Enough” Author: Manisha Thakor Hardcover: 208 pages Publisher: Harper Business Publishing Date: Aug. 8, 2023 Who is this book for?  What’s inside this book? 4 lessons you’ll learn from this book:   4 questions this book will answer for you:   What people are saying about this book:  “MoneyZen is an essential book for anyone who…

Short-term, low-risk ways to grow savings

Recently, trying to invest and save for the future has felt like a never-ending cycle of highs and lows for many people. Those investing for longer-term goals, such as retirement, may be able to afford to ride out the market swings. But what if you need money sooner? You might need to purchase a car…

Safeguard yourself against fraud

Fraud is on the rise and wreaking havoc on the lives of many Americans. While everyone is at risk and there’s no foolproof way to eliminate it, learning how to safeguard yourself against fraud can go a long way in lowering your risk. According to the Identity Theft Research Center (ITRC) Annual Data Breach Report,…

Fall Travel on a Budget

There’s been a resurgence in travel for business and personal leisure in 2023 as more Americans return to their ‘new normal’ following a global pandemic. Booking.com polled Americans on preferred vacations and 88 percent would favor a nostalgic getaway, while 80 percent would prefer a community-minded trip, or a destination that will not blow the…

International Credit Union Day 2023

On October 19, 2023, Sharefax Credit Union will join over 56,000 credit unions around the world to celebrate International Credit Union (ICU) Day®. This year marks the 75th anniversary of International Credit Union Day®. ICU Day highlights the many ways that credit unions across the world help members work towards achieving their financial goals. Credit…

How to Stay Focused at Work During the Summer Slump

Ahh … summer! What’s not to love about the season of flip-flops and fireworks? But, when you’re stuck in the office on another summer day, dreaming about the beach and your upcoming vacation, summer can be conflicting. The good news is, there’s no real reason to let your productivity and performance dip during the hottest…