Special Financing

Sensible Cash Loan Program

  • An alternative to check cashing outlets during times of need.
  • Members can receive funds in as little as ten minutes with low fees and an extended repayment period!
  • Must be a member for six (6) months.
  • Current pay stub or direct deposit required.
  • Maximum loan amount – $600.
  • Must be employed with current employer for at least six (6) months.
  • A processing fee will be charged.
  • Other qualifications apply.

Fresh Start Program

  • Members who meet certain criteria may receive an offer from Sharefax Credit Union regarding the “Fresh Start” program.
  • Sharefax, in partnership with Trinity Debt Management, are offering “Fresh Start” program recipients the opportunity to complete the MoneyEd: Personal Finance Program in order to qualify for a loan under the fresh start program.
  • Upon completion of the MoneyEd: Personal Finance Program, Sharefax will be automatically approved for a vehicle purchase loan up to $14,000 plus tax, title and extended warranties or signature loan for up to $2,500 in order to repay any collection items and/or bring your delinquent obligations current.
  • For additional information or questions regarding our Fresh Start program and the maximum loan amounts, please contact a Sharefax loan officer at (513) 753-2440. For more information on debt management and your personal finances, contact the Trinity Debt Management toll free hotline at (800) 698-0851 (Monday-Thursday 9:00am to 6:00pm and Friday 9:00am to 5:00pm) and mention you are a Sharefax member.
  • Other qualifications apply.

Starter Loan Program

The Starter Loan is a program that will allow qualified members to obtain a loan in order to establish credit.

  • For members with limited or no credit history.
  • Members are approved for a vehicle loan or issued a small starter loan in the form of a signature loan, credit card or credit line that helps them to step out in the right financial direction.
  • Must be employed with current employer for at least six (6) months.
  • Other qualifications apply.

Rate Buster!

  • Poor credit scores? Need a reliable vehicle?
  • A loan program designed to offer members with low credit scores an auto loan with added benefits when you make payments on-time.
  • Each anniversary year, if every payment is made on time, you’ll receive a rate deduction of 1.25%!*
  • To qualify for this program you must have a Pinnacle Score (formerly known as Beacon Score) less than 660.
  • Other qualifications apply.

Low Income Financing

  • Offered to assist members with household incomes less than $50,000 per year.
  • Good credit with a higher than normal debt to income ratio.
  • By meeting certain requirements, members are eligible for loans to purchase necessary transportation or durable household goods (i.e. washer, dryer, etc.).
  • Members may also be eligible for a small signature loan.
  • Other qualifications apply.