Loan Rates
Sharefax Loan Rates
Serving Lebanon, Mason, and all of Southwest OH
Mortgage Rates
| Mortgage Rates (5/1/2024) | Rates as low as: |
|---|---|
| 1st Mortgage Balloon (3/1 ARM) | Contact a Member Service Rep. |
| 1st Mortgage Balloon (15/30) | Contact a Member Service Rep. |
| 1st Mortgage 30 Year Fixed | Contact a Member Service Rep. |
| 1st Mortgage 20 Year Fixed | Contact a Member Service Rep. |
| 1st Mortgage 15 Year Fixed | Contact a Member Service Rep. |
| 1st Mortgage 10 Year Fixed | Contact a Member Service Rep. |
| 1st Mortgage Variable | Contact a Member Service Rep. |
| Closed End 2nd Mortgage (Maximum term - 5 years) | 7.00% |
| Closed End 2nd Mortgage (Maximum term - 10 years) | 7.50% |
| Closed End 2nd Mortgage (Maximum term - 15 years) | 8.00% |
| Commercial Real Estate 1st Mortgage | Contact a Member Service Rep. |
| HLPR Loan Program - 1st Time Home Buyers | Contact a Member Service Rep. |
| Home Equity Line of Credit - No Annual Maintenance Fees | Contact a Member Service Rep. |
| Home Equity Line of Credit - No Annual Maintenance Fees | Contact a Member Service Rep. |
| Land | Contact a Member Service Rep. |
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Sharefax Credit Union NMLS: 414408.
Rates are subject to change. Please check with a Member Service Representative.
Feel free to reach out to us if you’re unsure which of our credit union mortgage rates suits you. Additionally, you can learn more about our mortgage loans.
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Vehicle Loans
| Vehicle Loans (5/1/2024) | Rates as low as: |
|---|---|
| MODEL YEAR 2021 & NEWER | |
| Up to 63 Months | 7.04% |
| Up to 75 Months | 7.54% |
| Up to 84 Months | 9.44% |
| MODEL YEAR 2018-2020 | |
| Up to 63 Months | 8.04% |
| Up to 75 Months | 8.54% |
| Up to 84 Months | 10.44% |
| MODEL YEAR 2017 and Older | |
| Up to 63 Months | 8.24% |
| MODEL YEAR 2014 - 2017 | |
| Up to 75 Months | 9.04% |
Motorcycle ATV, & Personal Watercraft
| Motorcycle, ATV, & Personal Watercraft (5/1/2024) | Rates as low as: |
|---|---|
| MODEL YEAR 2021 & NEWER | |
| Up to 48 Months | 9.00% |
| 49 - 63 Months | 10.00% |
| 64 - 72 Months | 11.00% |
| 73 - 84 Months (New > $20,000) | 12.00% |
| MODEL YEAR 2018-2020 | |
| Up to 48 Months | 9.50% |
| 49 - 63 Months | 10.50% |
| 64 - 72 Months | 11.50% |
| MODEL YEAR 2017 & OLDER | |
| Up to 60 Months | 12.00% |
Recreational Vehicle Loans
| Recreational Vehicle Loans (Motor Homes, Boats & Motors, Truck Campers & Trailers (including 5th Wheel) (5/1/2024) | Rates as low as: |
|---|---|
| Up to 72 Months | 9.00% |
| Up to 84 Months | 9.50% |
| Up to 120 Months (1) | 10.50% |
| Up to 144 Months (2) | 11.00% |
| Up to 180 Months (3) | 11.50% |
(1) Minimum $15,000 (2) Minimum $20,000 (3) Minimum $25,000
| Customized Vehicles & Untitled Equipment (farm equipment, horse trailers, etc.) (2/23/2024) | RATES as low as: |
|---|---|
| Up to 60 Months | 7.75% |
| Up to 72 Months | 8.49% |
| Up to 84 Months (1) | 9.00% |
| Up to 96 Months (2) | 9.25% |
| Up to 120 Months (3) | 9.49% |
(1) Minimum $10,000 (2) Minimum $15,0000 (3) Minimum $25,0000
Signature Loan
| Rates (5/1/2024) | Rates as low as: |
|---|---|
| Signature Loan | 8.75% |