Loans

Loan Rates

Sharefax guarantees to meet or beat any local financial institution’s advertised auto rate.

Signature Loan

Rates (3/22/2018)Rates as low as:
Signature Loan6.00%

Vehicle Loans

Vehicle Loans (3/22/2018)Rates as low as:
Model Year 2015 & Newer
Up to 60 Months 3.25%
Up to 66 Months 3.50%
Up to 75 Months (1) 3.75%
Up to 84 Months (2) 4.99%
Model Year 2012-2014
Up to 60 Months 3.50%
Up to 66 Months 3.75%
Up to 75 Months 3.99%
Up to 84 Months6.25%
Model Year 2010-2011
Up to 66 Months 4.75%
2009 & Older
Up to 48 Months 4.60%
2009 & Older ($10K+ Minimum)
Up to 60 Months5.25%
(1) Minimum $15,000 on 2014 model years or newer (2) Minimum $20,0000 on 2014 model years and newer
[table “15” not found /]

Motorcycle ATV, & Personal Watercraft

Motorcycle, ATV, & Personal Watercraft (3/22/2018)Rates as low as:
Model Year 2015 & Newer
Up to 48 Months3.25%
49 - 60 Months3.75%
61 - 72 Months4.25%
73 - 84 Months (New > $20,0005.50%
Model Year 2014 - 2012
Up to 48 Months3.50%
49 - 60 Months3.99%
61 - 72 Months4.50%
Model Year 2011 & Older
Up to 36 Months4.99%

Recreational Vehicle Loans

Recreational Vehicle Loans (Motor Homes, Boats & Motors, Truck Campers & Trailers (including 5th Wheel) (3/22/18)Rates as low as:
Up to 72 Months 3.99%
Up to 84 Months 4.75%
Up to 120 Months (1) 5.50%
Up to 144 Months (2) 6.25%
Up to 180 Months (3) 6.49%
(1) Minimum $15,000 (2) Minimum $20,000 (3) Minimum $25,000
Customized Vehicles & Untitled Equipment (farm equipment, horse trailers, etc.) (3/1/18)APR as low as:
Up to 60 Months4.25%
Up to 72 Months4.75%
Up to 84 Months (1)5.75%
Up to 96 Months (2)6.25%
Up to 120 Months (3)6.50%
(1) Minimum $10,000 (2) Minimum $15,0000 (3) Minimum $25,0000

Mortgage Rates

Mortgage Rates (3/22/2018)Rates as low as:
1st Mortgage Balloon (15/30)4.00%
1st Mortgage 30 Year Fixed 4.75%
1st Mortgage 30 Year Fixed Rate –No Closing Costs* 4.75%
1st Mortgage 20 Year Fixed 4.375%
1st Mortgage 15 Year Fixed 4.00%
1st Mortgage 10 Year Fixed 3.50%
1st Mortgage VariableContact a Member Service Rep.
Closed End 2nd Mortgage (Maximum term - 5 years)4.50%
Closed End 2nd Mortgage (Maximum term - 10 years)4.75%
Closed End 2nd Mortgage (Maximum term - 15 years)5.00%
Commercial Real Estate 1st MortgageContact a Member Service Rep.
Construction Loans4.00%
HLPR Loan Program - 1st Time Home BuyersContact a Member Service Rep.
Home Equity - No Annual Maintenance FeesContact a Member Service Rep.
LandContact a Member Service Rep.
New Mobile Home5.00%
Used Mobile Home5.25%

Rates are subject to change. Please check with a Member Service Representative.
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