Welcome Home Grant Funds Program

welcome home logo

As a member of the Federal Home Loan Bank of Cincinnati, Sharefax Credit Union can offer Welcome Home grants which must be applied toward the buyer’s down payment and closing costs. Eligible home buyers, honorably discharged veterans and active-duty military may receive Welcome Home grants. Income limits will be in accordance with FHLB guidelines released in January 2024. Eligible Individuals may receive up to $20,000. Eligible honorably discharged veterans, surviving spouses of military personnel, and active-duty military homebuyers may receive up to $25,000.

Welcome Home grants are available for reservation on a first-come, first-served basis starting on March 1st.

Program Features:

  • Grant funds up to $10,000 available for homebuyers (to be used for down payment or closing costs).
  • Grant funds up to $15,000 available for honorably discharged veterans, active duty military, reservists & surviving spouses of service personnel.
  • Funds available for reservation beginning March 1, 2024.
  • Funds available on first-come, first-served basis.
  • Does not need to be a first time homebuyer, but the subject property must be their primary residence.
  • Funds can be used for purchase of 1-4 unit properties & construction loans.

Income limits below are based on Household income:

Butler, Clermont, Hamilton, Warren - OH

1-2 Persons $82,880

3+ Persons $95,312

Greene, Montgomery - OH

1-2 Persons $73,920

3+ Persons $85,008

Adams, Brown, Clinton, Fayette, Highland, Preble – OH

1-2 Persons $72,480

3+ Persons $83,352

Boone, Campbell, Kenton – KY

1-2 Persons $80,800

3+ Persons $93,012


Call Sharefax Loan Department at 513-753-2440 ext. 5501 or email loandept@sharefax.org.


We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Sharefax Credit Union NMLS: 414408.